How to Find Affordable Health Insurance
Shopping for low-cost and affordable health insurance plans can be a frustrating experience. There are so many options – it’s easy to become confused and overwhelmed. Many people spend days or even weeks researching health insurance plans with no idea how to select the best coverage. There are two markets in California to purchase coverage. Covered California (if subsidy eligible) and direct to the carrier. Both markets have the same plans (Bronze, Silver, Gold and Platinum) with identical premiums. However, subsidies are only available by enrolling inside the exchange (Covered California).
California Insurance Finder was founded with the consumer in mind. We do the research and sort through the many choices to make buying health insurance less difficult and time-consuming. Our staff can help you find affordable medical health plans in California.
We work hard to give you the best available information and the best service – whether you’re searching for a plan for yourself, your family, or your company. From the initial sale, claims, forms and administrative needs to answering your questions and providing ongoing help, we take pride in the fact that most of our clients never have the need to contact the carrier again. We are a certified Covered California Agency and Retail Storefront. We can also answer all your questions regarding subsidies (tax credits) to help make your health insurance more affordable.
How can California Insurance Finder help me purchase insurance?
Blue Cross, Blue Shield, Kaiser, Aetna, HealthNet and PacifiCare are the leading carriers in California. Most offer both HMO and PPO choices. An HMO is a health maintenance organization (HMO) that provides or arranges managed care for health insurance and acts as a liaison with health care providers on a prepaid basis. A PPO is a preferred provider organization, usually a group of medical doctors, hospitals and other health care providers who have agreed with an insurer to provide health care at reduced rates to the insurer’s clients.
Do I have to pay for your help in finding insurance?
No. California Insurance Finder has a wholesale relationship with all the carriers, so you do not pay any commissions or fees for purchasing a plan through us. Give us a call today at 877-840-0554 or visit our website to learn how California Insurance Finder can help you.