Orange County Insurance Agency
California Insurance Finder
California Insurance Finder is your trusted Orange County Insurance Agency. For almost 20 years our agency has helped Individuals and Families find the appropriate Health, Home, Auto, Business, and Life Insurance that provides the best benefits at the most affordable price. We are also a Covered California storefront. We also specialize in Medicare. We work with Business’s to help them find the most affordable General Liability, Workers Compensation and Professional Policies to protect their companies from their liabilities. To get started, please click below and get a quote, and one of our professional brokers will contact you.
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Affordable Health Insurance from a trusted Orange County Health Insurance Agency
If you are a single, couple or family living in Orange County or anywhere in California, you are able to purchase insurance plans from CIF Insurance Agency. Due to the Affordable Care Act (ACA), there is no longer health underwriting. However, you must enroll in the calendar year open enrollment, which is October through December 15th, with an effective date of January 1st. If you have lost coverage through a company’s plan or moved to California you may qualify for a special enrollment period. There are several criteria’s for a SEP. We can review them with you as needed.
Blue Cross, Blue Shield, Kaiser, HealthNet, Molina and Oscar are the leading carriers in California. Most offer both HMO and PPO choices. Also, if you are between jobs you may want to consider short-term health insurance. These “bridge” plans can last for up to six months and are less expensive and more basic in coverage. We are also a COVERED CALIFORNIA STOREFRONT!
Health Insurance Plans in California are month to month. You are not able to change plans, during the year, depending on your health status. Thus, it is very important to discuss your health care needs with one of our agents so you select the right plan for the upcoming year. Types of plans to choose from include: HSA plans, basic & catastrophic and plans that offer a few doctor visits per year as well as comprehensive plans that have no deductible and low co-payments. All plans in fall in to (4) Metal Tiers: Bronze, Silver, Gold and Platinum. This allows the consumer the flexibility and choice to find a plan that best meets their expectations and budgets.