Orange County Insurance Agency
California Insurance Finder
Your direct search engine to find and compare insurance pricing.
Our Services
Medicare
Group Health Insurance
Covered California
Health Insurance
Our Services
Homeowners
Life Insurance
Automotive
Commercial
Medicare
Group Health Insurance
Covered California
Health Insurance
About CIF
California Insurance Finder is your trusted Orange County Insurance Agency. For over 20 years, our agency has helped Individuals and Families find the appropriate Health, Home, Auto, Business, and Life Insurance that provides the best benefits at the most affordable price. We are also a Covered California storefront. We also specialize in Medicare. We work with Business’s to help them find the most affordable General Liability, Workers Compensation and Professional Policies to protect their companies from their liabilities. To get started, please click below and get a quote, and one of our professional brokers will contact you.
Meet Don Ariosto
After 20 years in corporate America with technology-based companies such as Kodak and Hitachi, I started the business in 2001 after the technology “crash” after September 11th. My corporate background helped me take a technology-based/C-level approach to start and grow the business. We are recognized by Blue Cross as one of only a select few Premier Agencies in Orange County, CA.
I have a Bachelor’s Degree in Marketing and a BA in Communications from West Chester University (1990-PA). Additionally, an MBA from Pepperdine University (2000-CA). I officiate high school and college football and basketball in several Southern California Conferences.
Frequently Asked Questions
Are individual and family health insurance plans available in California?
If you are a single, couple or family living in Orange County or anywhere in California, you are able to purchase insurance plans from CIF Insurance Agency. Due to the Affordable Care Act (ACA), there is no longer health underwriting. However, you must enroll in the calendar year open enrollment, which is October through December 15th, with an effective date of January 1st. If you have lost coverage through a company’s plan or moved to California you may qualify for a special enrollment period. There are several criteria’s for a SEP. We can review them with you as needed.
What type plans are available in California and which carriers sell these plans?
Blue Cross, Blue Shield, Kaiser, HealthNet, Molina and Oscar are the leading carriers in California. Most offer both HMO and PPO choices. Also, if you are between jobs you may want to consider short-term health insurance. These “bridge” plans can last for up to six months and are less expensive and more basic in coverage. We are also a COVERED CALIFORNIA STOREFRONT!
What should I know when purchasing a health insurance plan?
Health Insurance Plans in California are month to month. You are not able to change plans, during the year, depending on your health status. Thus, it is very important to discuss your health care needs with one of our agents so you select the right plan for the upcoming year. Types of plans to choose from include: HSA plans, basic & catastrophic and plans that offer a few doctor visits per year as well as comprehensive plans that have no deductible and low co-payments. All plans in fall in to (4) Metal Tiers: Bronze, Silver, Gold and Platinum. This allows the consumer the flexibility and choice to find a plan that best meets their expectations and budgets.
Do I pay commissions or a fee for your services?
Can the insurance carrier increase my initial price of the plan due to my health history?
Can my policy/premiums be cancelled or increased based on claims?
What type of Health Plans can I purchase?
California Insurance Finder
Providing affordable insurance coverage to South Los Angeles and all of Orange County, including Huntington Beach, Newport Beach, Laguna Beach, Seal Beach, Costa Mesa, Westminster, Belmont Shores, Naples, and Lakewood, California.
